Alliance 2020 Mortgage Credit Reports

Existing Clients May LOGIN to Alliance 2020's Mortgage Processing Workspace by Clicking Here

Existing Clients May LOGIN to Alliance 2020's Tax Return Verification Service by Clicking Here

"We Help You Close Loans"

Alliance provides more than just a credit report. Our processors and customer service staff are experts in overcoming issues with respect to credit reports. We specialize in customer service and rescoring, including Rapid Rescore.

Service Counts

With mortgages what matters is service. Alliance has the best service in the industry. Every report submitted is touched between two and four hours.

Residential or Commercial Mortgage Office Settings

We provide service to both Commercial and Residential offices, subject to a satisfactory third-party, onsite inspection. Call the office and ask for the Operations Manager (Extension 1002) for more details.

24-7 Access to Your Alliance 2020 Workspace

Alliance's commitment to modern innovation and customer service means that you are guaranteed the quality service and dependable information you need to succeed in the mortgage business. As a member you will have access to our web-based reports 24 hours a day and 7 days a week.

Alliance Offers...

Rapid Rescore backed up with Credit Analyzer and "What-If" Simulator to accurately predict score improvements offline. Rapid Rescore means legitimate corrections to derogatory information will be corrected within 3 to 5 business days..

Tax Return Verification to confirm information on file with the IRS. Results are typically available within 24 hours. This service provides you with the transcripts of the applicants' 1040, 1120, or W2s/1099s. Eliminate time delays in waiting for an applicant's information and reduce fraud by providing entry transcriptions of the original documents filed with the IRS. You can login to our Tax Return Verification Service by clicking here.

Our In-File and Tri-Merge Reports all you to start the loan decision making process quickly and easily. You may choose from one, two, or three credit bureau reports with trade references sorted by your specifications. Tri-Merge reports may be converted into an RMCR, which will be delivered in a single format with duplicates removed. RMCR's are designed to be easy to read and accurate.

Tax Return Verification (TRV)

Tax Return Verificaiton

TRV Summary

Alliance 2020's Tax Return Verification (TRV) service allows individuals and third-parties to receive a transcript of key tax forms submitted to the Internal Revenue Service (IRS). These are not photocopies of the forms. The available transcripts include:

Transcript of an individual tax return (IRS Form 1040) (click here to view sample). This document is not a copy of the 1040, it is a line-summary of key information from the 1040 that the taxpayer submitted to the IRS.
Transcript of a business tax return (IRS Form 1120 or IRS Form 1065). This document is not a copy of the 1040, it is a line-summary of key information from the forms that the taxpayer submitted to the IRS.
Transcript of IRS Form W-2, and/or IRS Form 1099 for a tax payer (click here to view a sample). These documents are not a copy of the 1040,they are a line-summary of key information employers submitted to the IRS.

Who Needs this Service?

Although there are many reasons to order a TRV, two typical scenarios are applicable in the mortgage loan process.

Lenders, banks and mortgage brokers may require third-party verified information from a borrowers past income-tax form in order to establish income. Since the TRV comes directly from the Internal Revenue Service (IRS), the information is difficult to fabricate and meets the requirements of virtually all lenders.
Borrowers may have lost or misplaced their tax returns. The TRV service provides a quick and easy way for brokers and loan originators to gather this information.

Getting Set Up to Order a TRV

Getting set up to order a TRV is an easy, three-step process.

Call, email or fax Alliance 2020 indicating your desire to establish a TRV account. Be sure to include your name, the name of the company you work for, a contact phone number and your email address.
Wait for a confirmation email from Alliance 2020. The email will include instructions on how to activate your account.
Click on the link in the confirmation email and provide the information requested

Once your account is set up by Alliance 2020, a TRV can be ordered directly from any browser-equipped computer. The transcript is returned to you by email, typically within 24 hours.You will be invoiced for the services you use at the end of the month.

Frequently Asked Questions

Click here for Frequently Asked Questions about Alliance 2020's TRV service.