Mortgage Solutions

Mortgage Solutions

“We Help You Close Loans”
Alliance 2020 provides a full line of mortgage solution products that will help you close more loans! We offer credit reports, flood reports, tax verifications, rapid re-scores and many more ancillary products. Our processors and customer service staff are experts and have over 100 years in providing mortgage related solutions.

Service Matters!
We have a full customer service team as well as a technical support expert to ensure the needs are met. Our superior product line, coupled with the best service team in the industry sets us apart from our competitors. We provide services to both commercial and residential offices. Call our office at 800-289-8065 option 2 for the mortgage division. We can’t wait to hear from you!

State of the Art Reporting System

Our suite of mortgage solutions can be accessed through our state of the art web-based system which is available 24/7. All of the data is securely ordered, delivered and stored and the ease of use is incredible. We interface with several loan operating systems to create efficiencies for you! The technology will allow you to manage multiple users and locations, create management reports, view billing and disclosures of several kinds.

Additional Mortgage Solutions

While extending Credit can open doors for business, but can also create Headaches. When you extend credit, you need to evaluate the likelihood that the consumer or business will pay on time. Alliance 2020 provides a full credit report to ensure your business success.

The Alliance 2020 Rapid Re-Score program allows our client to work with their borrower attempting to increase the score. Our team will guide you along the way; training you how to use the tools you have at your fingertips to ensure the best results! Once we have the documentation needed, our team simply transmits it to the credit bureau of your choice. Our turn-around time is 3-5 business days. We pride ourselves in offering hands on training and guidance to help you close the loan!!

Alliance 2020’s Tax Return Verification (TRV) service allows individuals and third-parties to receive a transcript of key tax forms submitted to the Internal Revenue Service (IRS). These are not photocopies of the forms.

Flood zone determination can and does change over time. Changes occur for many reasons, including new development, levee reclassification and environmental changes.

AVM is the name given to a service that can provide real estate property valuations using mathematical modelling combined with a database. Most AVMs calculate a property’s value at a specific point in time by analyzing values of comparable properties.

Our comprehensive fraud validation package offed though our partner Pitchpoint includes any of the following key loan Data:

Borrowers ID

Mers

Liens

Tax Return Data

Occupancy

SFR Ownership

Property Information

Neighborhood factors

Fema & Summary of findings

CBSV  is typically used by companies that provide banking and mortgage services, process credit checks, provide background checks, satisfy licensing requirements, etc.

With the consent of the SSN holder, CBSV can verify if the SSN holder’s name, date of birth, and SSN match SSA’s records. CBSV returns a match verification of “yes” or “no.” If our records show that the SSN holder is deceased, CBSV returns a death indicator. CBSV does not verify an individual’s identity.

The Freedom of Information Act (FOIA), the Privacy Act at 5 U.S.C. $ 552a (b), section 1106 of the Social Security Act, codified at 42 U.S.C. $ 1306, and SSA regulation at 20 C.F.R. $ 401.100 provide legal authority for disclosure of SSN verifications from SSA records.

Do you need proof of employment or income to grant credit? Do you need proof of employment or income to monitor your portfolio of loans?  The Work Number is an excellent source to verify income, length of employment or both!

Each mortgage credit report includes an optional Experian Fraud Shield ID.  The Experian Fraud Shield ID risk review provides a comprehensive report verifying the Social Security number against the Social Security Master Death Database and it also verifies the address information against know fraudulent activity.